Premium Only Plans

Is your organization spending a lot each month to provide health care coverage for your employees? It may be time to consider a Premium Only Plan, or POP.

How it works

This option is a win-win solution for your business as well as for your employees. When you offer a POP, you pay less in payroll taxes and will pay the insurance premiums of your employees on a pre-tax basis. This solution benefits employees because their taxable income is lessened, resulting in less income tax that must be paid. Your company will also save on costly insurance premiums and benefit from lower costs for providing health care coverage.

Benefits of a Premium Only Plan

  • Employees are able to pay health care premiums pre-tax, saving State, Federal and FICA taxes.
  • Pre-tax payment of health care premiums lowers taxable income, saving employers payroll taxes.

Infinisource Benefit Services is so responsive and always willing to help on issues that come up. I love having direct points of contact for COBRA and FSA – it makes the turnaround time for enrollments, claims, etc. so much faster when the person I am working with is familiar with groups and employees. I appreciate the time and effort put in to ensure things are done correctly on the front end.
—Lena Thompson, CHCC. Intrepid

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