Premium Only Plans

Is your organization spending a lot each month to provide health care coverage for your employees? It may be time to consider a Premium Only Plan, or POP.

How it works

This option is a win-win solution for your business as well as for your employees. When you offer a POP, you pay less in payroll taxes and will pay the insurance premiums of your employees on a pre-tax basis. This solution benefits employees because their taxable income is lessened, resulting in less income tax that must be paid. Your company will also save on costly insurance premiums and benefit from lower costs for providing health care coverage.

Benefits of a Premium Only Plan

  • Employees are able to pay health care premiums pre-tax, saving State, Federal and FICA taxes.
  • Pre-tax payment of health care premiums lowers taxable income, saving employers payroll taxes.

Client issues are just non-existent with Infinisource. Even if there is an issue, you guys just take care of it.
—Jeff Hoerle, Priority Health

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