Health Reimbursement Arrangements (HRA)

Health Reimbursement Arrangements (HRAs) are a major part of the growing trend toward greater consumer health care responsibility. HRA plans are employer-funded medical reimbursement plans.

Infinisource HRA

An Infinisource HRA can be used in conjunction with a high-deductible health plan to curb premium costs or with a Flexible Spending Account (FSA) to help cover out-of-pocket expenses.

A health reimbursement arrangement (HRA) is funded and designed by an employer and offered as benefit to employees and their dependents. An employer designates the amount of funding and design of the plan, and then employees can use the funds to pay for out-of-pocket medical expenses that are not covered by the medical plan. Employers around the country are choosing to offer HRAs along with Flexible Spending Accounts (FSA) because they add to a more attractive benefits package that can help attract top talent.

An HRA also benefits employers because all qualified reimbursements are tax deductible, they may be able to carry unused funds over to the next coverage period, and all expenses are known up front when setting up limits. With Infinisource Benefit Services, creating and managing the HRA is easy. We also provide an online discrimination test to protect your organization and ensure the plan meets ACA requirements. All information is accessible online and enrolled participants can access their accounts from anywhere at any time. Reimbursements are also paid daily.

Infinisource can make your HRA setup and management easy with features like these.

  • Five robust plan designs
  • Online nondiscrimination test
  • Online reimbursement request form
  • Direct deposit
  • Client and participant website and call center support
  • Online reports

Infinisource Benefit Services is so responsive and always willing to help on issues that come up. I love having direct points of contact for COBRA and FSA – it makes the turnaround time for enrollments, claims, etc. so much faster when the person I am working with is familiar with groups and employees. I appreciate the time and effort put in to ensure things are done correctly on the front end.
—Lena Thompson, CHCC. Intrepid

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